When considering degree programs from associate to doctorate levels, it is important to understand the general structure, duration, and approximate costs associated with each type of degree in the United States. The credit transfer process varies significantly from campus to campus, university to university, and state to state. Guidance will be provided once you complete the distance learning community credits. After the credit transfer process and the application of financial aid, your assigned counselor will discuss the specific details for different states and campuses with you accordingly.
This is a general summary of the different program costs offered by various campuses in the United States, which may vary from state to state and depend on which campus or university you apply for credit transfer for your on campus credits.
1. Associate Degree / Junior College Program
- Duration: Typically 2 years
- Types: Associate of Arts (AA), Associate of Science (AS), Associate of Applied Science (AAS)
- Cost: Varies widely, but generally ranges from $3,000 to $15,000 per year for in-state students at community colleges. Out-of-state and private institutions may be higher.
- Total Cost: $6,000 to $30,000
2. Bachelor’s Degree / 1st Degree Program
- Duration: Typically 4 years
- Types: Bachelor of Arts (BA), Bachelor of Science (BS), Bachelor of Fine Arts (BFA), Bachelor of Business Administration (BBA)
- Cost: Public universities for in-state students typically range from $10,000 to $30,000 per year; out-of-state students can expect $25,000 to $50,000 per year. Private universities usually range from $30,000 to $60,000 per year.
- Total Cost: $40,000 to $240,000
3. Master’s Degree / Graduate Program
- Duration: Typically 1 to 2 years
- Types: Master of Arts (MA), Master of Science (MS), Master of Business Administration (MBA), Master of Fine Arts (MFA), Master of Education (MEd)
- Cost: Varies widely based on program and institution. Generally, public universities range from $20,000 to $40,000 per year; private universities range from $30,000 to $60,000 per year.
- Total Cost: $20,000 to $120,000
4. Doctorate Degree / Terminal Program
- Duration: Typically 4 to 6 years for PhD; 3 to 4 years for professional doctorates such as MD, JD, or PharmD
- Types: Doctor of Philosophy (PhD), Doctor of Medicine (MD), Juris Doctor (JD), Doctor of Pharmacy (PharmD), Doctor of Education (EdD), Doctor of Business Administration (DBA)
- Cost: Varies widely based on program and institution. For PhDs, many programs offer stipends and tuition waivers, especially in STEM fields. Professional doctorates are usually more expensive. Public universities typically range from $20,000 to $50,000 per year; private universities range from $40,000 to $70,000 per year.
- Total Cost: $80,000 to $300,000 (for professional doctorates)
Summary Table
| Degree Type | Duration | Total Cost (Approximate) |
| Associate | 2 years | $6,000 to $30,000 |
| Bachelor’s | 4 years | $40,000 to $240,000 |
| Master’s | 1-2 years | $20,000 to $120,000 |
| Doctorate (PhD) | 4-6 years | Often funded, but can be $80,000 to $150,000 |
| Professional Doctorate | 3-4 years | $80,000 to $300,000 |
Notes
- Community Colleges: Community colleges are a cost-effective way to complete the first two years of a bachelor’s degree, after which students can transfer to a 4-year institution.
- In-State vs. Out-of-State: Costs are significantly lower for in-state students at public universities.
- Financial Aid: Scholarships, grants, and financial aid can significantly reduce the net cost.
- Online Programs: Many universities offer online degree programs which can sometimes be more affordable and flexible.
This overview provides a general sense of the duration and pricing for various degree programs, though individual costs can vary based on specific schools, programs, and personal circumstances.
Programs costs can vary widely due to factors such as duration, delivery mode, and field of study. To manage these costs, it is crucial to speak with your assigned counselor about financial aid options, including grants approved by the Inter-State Council of the United States. Applying for financial aid early and ensuring you meet all deadlines will help you secure the necessary funding to support your educational goals.